SACRED CIRCLE OF WEALTH
Doing Business As Sacred Circle of Wealth
Terms and Conditions and Consent Agreement
Last Updated: March 30, 2026
1. IMPORTANT LEGAL NOTICE
PLEASE READ THESE TERMS AND CONDITIONS AND CONSENT AGREEMENT (“AGREEMENT”) CAREFULLY BEFORE USING THIS WEBSITE, ACCESSING ANY CONTENT, OR ENGAGING WITH ANY SERVICES PROVIDED BY SACRED CIRCLE OF WEALTH (“COMPANY,” “WE,” “US,” OR “OUR”).
BY ACCESSING, USING, OR INTERACTING WITH OUR WEBSITE, CONTENT, LEAD MAGNETS, OR SERVICES, YOU (“USER,” “YOU,” OR “YOUR”) AGREE TO BE LEGALLY BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE, YOU MUST NOT USE OUR SERVICES.
2. PARTIES AND DEFINITIONS
2.1 Company refers to Sacred Circle of Wealth.
2.2 User refers to any individual accessing or using the Company’s services.
2.3 Services include, but are not limited to, educational content, consultations, informational materials, and insurance-related services.
2.4 Content includes all materials provided by the Company, including e-books, guides, training materials, videos, and written content.
2.5 Lead Magnets refer to free resources offered in exchange for user information.
3. SCOPE OF SERVICES
The Company provides educational information, marketing materials, and consultation services related to life insurance and financial concepts. The Company may also facilitate introductions to licensed insurance products and services.
All services are provided on an informational and promotional basis only.
4. EDUCATIONAL PURPOSE ONLY
All Content and Services provided by the Company are for educational and informational purposes only. The information is intended to provide general guidance and does not account for individual circumstances.
5. NO PROFESSIONAL ADVICE DISCLAIMER
The Company does not provide legal, tax, investment, accounting, or fiduciary advice.
Nothing contained in the Company’s Content or Services shall be construed as professional advice. Users are strongly encouraged to consult with licensed professionals before making any financial, legal, or insurance-related decisions.
6. NO GUARANTEES AND NO INCOME CLAIMS
The Company makes no representations or guarantees regarding:
Financial outcomes
Income generation
Insurance performance
Investment results
Business success
Any examples, testimonials, or illustrations are not guarantees of future performance and should not be relied upon as such.
7. PAYMENT TERMS
Certain services may require payment. By purchasing any paid service, you agree to provide accurate payment information and authorize the Company to charge the applicable fees.
All payments are due at the time of purchase unless otherwise specified.
8. REFUND POLICY
All purchases are non-refundable unless explicitly stated otherwise in writing by the Company.
9. LEAD MAGNET AND FREE CONTENT DISCLAIMER
Lead magnets and free content are provided for informational and promotional purposes only. They are not comprehensive and should not be relied upon as the sole basis for decision-making.
The Company is not responsible for any outcomes resulting from reliance on such materials.
10. ASSUMPTION OF RISK
By using the Company’s Services and Content, you acknowledge and agree that:
You are solely responsible for your decisions
You assume all risks associated with applying any information provided
The Company is not liable for any consequences arising from your actions
11. COMMUNICATIONS CONSENT
By providing your contact information, you expressly consent to receive communications from the Company, including:
Phone calls
Text messages (SMS/MMS)
Emails
Automated and pre-recorded messages
Marketing and promotional communications
This consent is provided in compliance with the Telephone Consumer Protection Act (TCPA).
Opt-Out Instructions:
You may opt out at any time by:
Replying “STOP” to text messages
Clicking “unsubscribe” in emails
Contacting us directly at the email provided below
12. INTELLECTUAL PROPERTY RIGHTS
All Content, materials, systems, frameworks, designs, and intellectual property provided by the Company are the exclusive property of the Company.
You are granted a limited, non-exclusive, non-transferable license to access and use the Content for personal use only.
13. ACCEPTABLE USE OF MATERIALS
You agree not to:
Copy, reproduce, or distribute materials without permission
Modify or create derivative works
Use materials for commercial purposes without authorization
Misrepresent the Company’s content as your own
14. LIMITATION OF LIABILITY
To the fullest extent permitted by law, the Company shall not be liable for any:
Direct, indirect, incidental, or consequential damages
Loss of income, profits, or business opportunities
Errors or omissions in Content
Decisions made based on the information provided
Your use of the Services is at your sole risk.
15. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless the Company from any claims, damages, liabilities, costs, or expenses arising from:
Your use of the Services
Your violation of this Agreement
Your misuse of any Content
16. DISCLAIMER OF WARRANTIES
All Services and Content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied.
The Company disclaims all warranties, including but not limited to:
Merchantability
Fitness for a particular purpose
Non-infringement
17. THIRD-PARTY LINKS DISCLAIMER
The Company may provide links to third-party websites or services. The Company does not control or endorse these third parties and is not responsible for their content, policies, or practices.
18. ARBITRATION AGREEMENT
Any dispute arising out of or relating to this Agreement shall be resolved exclusively through binding arbitration.
Arbitration shall take place in San Jacinto, California.
19. WAIVER OF JURY TRIAL
You hereby waive any right to a trial by jury in any legal proceeding arising out of or relating to this Agreement.
20. CLASS ACTION WAIVER
You agree that any claims shall be brought solely in your individual capacity and not as part of any class action or representative proceeding.
21. GOVERNING LAW
This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
22. MODIFICATION OF TERMS
The Company reserves the right to modify this Agreement at any time. Updates will be posted on the website with a revised “Last Updated” date.
Continued use of the Services constitutes acceptance of any changes.
23. SEVERABILITY
If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
24. ENTIRE AGREEMENT
This Agreement constitutes the entire agreement between you and the Company regarding the use of the Services and supersedes all prior agreements.
25. CONTACT INFORMATION
Sacred Circle of Wealth
Email: [email protected]
Phone: (951) 529-1049
By using our Services, you acknowledge that you have read, understood, and agree to be bound by this Terms and Conditions and Consent Agreement.